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“Penny Lane,” written by the Beatles, utilizes key changes and borrowed chords to create an interesting and complex tonal palette. The song is best understood to primarily be in the key of A Major; however, it frequently borrows chords from the parallel minor key, uses unexpected dominant chords, and briefly modulates to other key areas for color and variety. This is characteristic of several Beatles songs, and it’s one of the ways they added complexity to their music while still remaining accessible.

“Within You Without You” from The Beatles’ Sgt. Pepper’s Lonely Hearts Club Band album, composed by George Harrison, is a unique song in the Beatles’ discography. Musically, it truly merges the essence of Indian classical music with traditional Western music techniques. The chord progression is minimal and largely stays around the key of C major, which enhances the song’s drone-like effect, typical in traditional Indian music.

The song constantly oscillates around C#m, which is the presumed root key. Harmonically, the 8-bar verse progression involves the frequent use of borrowed chords, as well as secondary dominants, which are frequently used in the Beatles’ compositions, to provide a colorful and subtle tension.

“Wild Horses” is a song by the rock band Rolling Stones from their 1971 album “Sticky Fingers”. It is a great example of the band’s adeptness not only at writing catchy rock songs but also at creating complex and interesting chord progressions. The song is in the key of G major. The verse progression is interesting with the use of the B minor chord (Bm), which is the iii chord in the key of G major – a chord that isn’t commonly used in popular music.

“Paint It, Black” is in E minor key, with verse 3 having an exciting harmonic progression: Em – B – Em – B – Em – D – G – D – Em – Em – D – G – D – A – B. The chord progression suggests that the Rolling Stones utilise borrowed chords to impose an air of ambiguity that reflects the song’s lyrical themes. Additionally, this song is a blend of rock and raga rock style and exemplifies the Stones’ 1960s exploration into psychedelia and Eastern musical styles.

The Beatles – Penny Lane – Verse 3

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Chord Progression

[‘A’, ‘F#m’, ‘Bm’, ‘E7’, ‘A’, ‘F#m’, ‘Am’, ‘F’, ‘E7’]

Chord Progression Analysis

“`
Verse 3:
A Major (I)
F# minor (vi)
B minor (ii)
E7 (V7)
A Major (I)
F# minor (vi)
A minor (borrowed iv chord from parallel minor)
F Major (borrowed flat VI chord from parallel minor)
E7 (V7)
“`

The progression starts with the I-vi-ii-V7, a common cadence in pop music. Following this, it repeats the I-vi before introducing the A minor and the F major chords, borrowed from A minor, which is the parallel minor of A Major. E7 then acts as the dominant, leading to next key area.

Similar Chord Progressions

There are countless songs throughout pop history that use similar songwriting devices, however, few songs use these techniques with the finesse of The Beatles. For example:

– “Creep” by Radiohead also uses the borrowed flat Major chord from the parallel minor key.
“`
Chord progression:
G Major (I)
B Major (Borrowed III from parallel minor)
C Major (IV)
C minor (iv)
“`

– “Hotel California” by The Eagles uses borrowed chords, it progresses from a major key to a minor key.
“`
Chord progression:
B minor (i)
F# (V)
A Major (VII)
E Major (IV)
G Major (VI)
D Major (III)
Em (v)
F# (V)
“`

– “God Only Knows” by The Beach Boys, being a baroque pop, utilizes similar key changes and complex chord progressions.
“`
Chord progression:
A Major (I)
Bm (ii)
C#m (iii)
D Major (IV)
Dm (iv)
A Major (I)
“`

Musical Analysis

The Beatles apply advanced songwriting techniques. Interestingly, they move from the relative minor (F# minor) to the minor iv (Am) – a borrowed chord from the parallel minor (A minor) which infuses a little bit of melancholy into the melody. This is then followed by an F Major chord, another borrowed chord which provides a jazzy and bluesy touch to the song.

Overall Analysis

“Penny Lane” by The Beatles is an eclectic and elegant piece of music evident in its rhythm, harmony, melody, and lyrics. It is predominantly in the key of A Major, but it has several key changes and introduces chords that are non-diatonic, giving it a progressive and unexpected feel.

Style Analysis

“Penny Lane” reflects the pop, rock, and baroque-pop style of The Beatles. The lush melody, counterpoint-like writing, and secondary dominant chords reflect baroque music and early music influence. The use of borrowed chords also reflects the broader influence of jazz and blues on The Beatles.

Chords in the Verse 3 section of Penny Lane by The Beatles are:

[‘A’, ‘F#m’, ‘Bm’, ‘E7’, ‘A’, ‘F#m’, ‘Am’, ‘F’, ‘E7’]